Insurance for 1-4 families is reasonable.

Generally - the depreciation on the structure, mortgage interest, property taxes, repairs & maintenance, insurance, property manager, utilities, vehicle expenses (mileage), professional fees (reports/CPA), home office (office supplies, percentage of utilities, continuing education).

Assessments, in the "condo world" cover items not insured.

Those policies that weren’t forced on the plan of last resort, the state run California ‘Fair’ Plan are significantly underinsured.

My payment with insurance & taxes is $1425 a month.

The podcast also talked about insurance claim re-housing where families lose their homes to a tragedy and get replaced through their insurance.

Florida has some strong rental areas, but things like insurance, taxes, and property management can vary a lot depending on the city.If you ever want to compare notes or chat about market trends, happy to share what I’ve seen!

(6) no title insurance?

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Who's name is the lease in, tenant or insurance company?