Initially with the 3 rents it looks like it would be a go for me.

My initial goal was to earn $100,000 per year, and with our combined efforts, we now make approximately $16,000 per month.

Recognize initial cash flow is likely at an all time worse.  3 recent studies show that the rent to value ratios are at an all time worst.  

Lower interest rate at 12% is $8,400 year ($42K for 5 years) plus his initial investment of $70K equals $112K.

In my initial contact the first deal representative she  mentioned it’s because I am not looking off market.

But most of the positive reviews I see only mention the initial presentation (which reviews always comment on how great and informative they were).

We were not interested in the initial asking price, but countered with a much lower price.

Welcome to BP - this is a great platform to initiate your real estate journey.Dive into comprehensive guides, connect with experienced professionals, and explore a wealth of opportunities that can help you achieve your real estate goals. 

Remember there are 4 ways you are getting ahead by owning a small multifamily property (houeshacking initially).1.  

It has a higher initial cost (2~3k) but less maintenance over time with a longer warranty.