Planning ahead can be challenging when two nearly identical loans get UW and conditioned in very different ways at the same lender.  

With a setup almost identical to wholesaler lists I get emailed to me daily.

I'd say this is still in beta.To be brutally honest, it's hard to see how a product like this will be able to compete with so many other well-established products offering nearly identical services out there.

And right now rates are at multi-decade highs after a rapid run up, so the wounds are not only fresh, but the bleeding hasn’t been controlled yet.Mistaken Identity:  If the syndicator on the panel says he prefers floating because he can borrow capital improvement funds, he is talking about bridge debt, which happens to have a floating rate but isn’t the primary characteristic nor the reason people use it.  

Tony While this is a real estate forum, real estate does not outpace other investment accounts, they are almost identical and historically the difference is so slight it would not change your way of life.

The property is a 4bd 1 Bath SFH with 4 almost identical rooms located in the Summit - University neighborhood in St Paul.  

(option to go to 24, but I want the initial project to begin locally.)Location- OhioMarket type- Local, within 8 miles to meBuilds- Identical 2700sf, 4 bed, 3 bath , placing the same structure that meets the tenants criteria in 9 locations.Debt: Seeking a refinancing option  based on a 9% cap rateThe difference ( 450,000 x 9= 4,050,000    vs    NOI of $384,261 / 9% = 4,269,576 or $474k/property + tenant)with our continued rates of appreciation and a standardized tenant/lease structure in place, this should be a win for everyone.Who has a solution?

Before accepting anyone as a guest, make sure to screen them, verify their identity, and communicate clearly.

When I asked about this, they said that , they had identity theft. 

They'll require that you fill out a bit more information, and even ask for a picture of you holding your driver's license next to your face to confirm your identity.