I’ll have to check into Xfinity and see if they are also engaged in the “race to the bottom” price war that Cox and AT&T are waging in our area.   

I don't think the complexity of what  I need to analyze really requires that level of horse-power. 

Do you see them in a "race-to-the-bottom" consistently pricing lower than any other for that type product?   

@Trace Adams so IMO you have the cart before the horse.

Doing some research in 2-3 states and wondering what are the best areas in your state to look at properties for purchase that would encompass most of these:-Ability to get a few acres (don't need 100, but say 3-5)-Home that can come with land suitable for small hobby farm/homesteading type stuff (couple of horses, maybe small garden, etc.)

so following @Drew Sygit's methodology of no-horse-in-this-race observations1) didn't see the 'no pants' thing coming...thats a new one for me 2) it looks like you bought at the lowest interest rate, highest part of the market cycle so you gotta own that and a chunk of this decrease is cyclical.

Some people want more so they can get out of the rat race and retire early and comfortable.

Set up some interviews and you are off to the races.

So I was thinking if I could get a small business loan to get my 20% covered and then get into a DSCR loan and be off to the races.

I don't believe in profiling people via race/ethnicity, but rather, their CREDENTIALS and their individual performance.