Private Money Lenders are going to be hard for a primary residence as it is an investment and typically they want to see a return prior to two years - also, the house would need to be purchased at a discount which would limit your options on a primary residence - now if you are looking for something that needs some work that you are planning on fixing up, it would be a little more feasible.

The systemic trouble is in a few high growth markets in the US.  

🏡 Co-Living + House Hacking = Maximum Cash Flow & Financial FreedomHey BP Community,If you’ve been house hacking or thinking about it, pairing it with a co-living strategy can seriously amplify your returns.

I still think its rude your insurance agency didnt return your calls. 

She will get you set up with a consultation.They specialize in High-Level Tax Strategy, using real estate as the primary vehicle. 

Your return should be off the charts! 

What most investors miss is setting risk return parameters that reflect their unique position.  

You have an STR listed on the Airbnb platform.Why not look at the design of highly sucessful STR'S in your area and copy some of the best ideas?

Unless there is a reason to submit your tax returns, you could go w2-only. 

You might also delay refinancing until the property value or rent increases, which could secure better terms or higher returns.