Congrats, you're a rare find, enjoy your unicorn status! 

It has caused problems not just with housing, but health care.

If you don't have the additional mental bandwidth, can't deal with stress in healthful way or do not have much time to commit atleast 14 months of focus then do not build.

My questions in my post are solid, my info about Cleveland is accurate based on Cleveland neighborhood grades and Cleveland health systems, and my property values are fact. 

Even with super host status.

This will have a higher expense buy may very well be worth it for your listings and companies health and growth. 

@Marc Shin You need to provide the location of the property.Mechanics liens laws are state-specific with respect to contract and notice requirements, license status, dollar amount thresholds, and especially TIMING.

But the other side of the coin your expenses go way up when your employer is now not paying you any bene's and you have to pay all your own health retirement self employment tax AMT tax etc etc. trying to do this with max leverage is going to be a long slog to replace a 150 to 200k a year job with bene's.

Been with them 8 years, they've never missed a payment and they give detailed quarterly status reports. 

Don't forget to add fringe benefits such as health insurance and also payroll taxes, etc.