Even thought we headed out at 11:15.

Anyways, I think @Caleb Brown hit the nail on the head.

@Joseph Spear Yup you hit the nail on the head.

Yes that’s what I was initially thinking… then I started to structure the deal in my head and it looked a lot more like what you described with a partnership.

Each year, I like to take time to reflect on the prior year and where I’m headed in the current year.

and @Matthew Paul thanks for heads up and tip.I was thinking about switching the t-stat to one of the old style ones.

So you might as well be a head of the game do the cash out refinance buy the next 1-2 properties and simply refinance the original mortgage as a "rate and term" which carries a lower rate.

Like I see how it could work in a perfect world but i cant wrap my head around the idea that I could be making a profit if I still don't actually own the house and still have to pay down all of the loans.

Go over their head to their commanding officer or the district attorney.

We went completely distributed and virtual from the jump because I believe that's where professional services is headed in the next 10+ years.