Thanks to COVID, for a couple of years, you can actually make enough money to be cash flow positive even if you hire a property manager AND have mortgage payments. 

Just wanted to mention that the cash out refinance funds are not tax free forever.

The 4-plex would produce around $1000/mo cash flow after financing, and that financing would recover your total build cost leaving you with no money in the deal at the end and an "infinite return" for CoC.

Again, if you learn some of the basics, you won't be so nervous about the problems you will eventually face.Start with BiggerPockets Ultimate Beginners Guide (free).

Selling now could free up your equity, giving you the option to diversify into other investments or markets that align better with your new life on the East Coast.

With that being said, there's very few that will do <$100,000If you don't find a local bank/credit union to do it for you, feel free to PM me

We've rented out some of our best investment properties (New Construction/Turnkey) to Sec 8 residents, and the rent guarantee always helps in achieving consistent cash flow each month.

I agree in doing a cash out refi.

Perhaps we can meet up one day indeed, I'll be here for a while - feel free to reach out if ever want to grab some coffee!

If ever in the future you're in need of help deciding between finance options, feel free to DM me.