It is my understanding that it isn't like traditional loans like mortgages based on personal debt to income ratios but more about the properties income potential?

I'm a CT based investor, flipper, and property management company owner. 

@David Robert - Based on what you're saying it sounds like certain sections of drywall/wall are better off coming out and replacing then trying to repair.

For the unit you live in, only the portion you rent out (the one bedroom) would go on Schedule E, while the part you personally occupy is considered your primary residence.To divide expenses, you’d typically prorate based on square footage or another reasonable method.

Valuation rich but equity poor. we looked at one portfolio recently that claimed to have $15M and $11M in loans but the issue was the $15M valuation was based on 90%+ occupancy and not one building was at 90% so they were at 100% LTV essentially. 

The Newsweek story (link above) based its facts on RedFin data, specifically for the DC market in January when most of the government RIF news was speculation.

  :) Here are the local gatherings:MonthlyThe biggest event is the Augusta REIA (the second Thursday of each month) https://www.facebook.com/reiaofaugustaAnd the second biggest is the Bigger Pockets Meet up the 4thFriday of each month - https://www.eventbrite.com/o/christopher-oyenuga-53272302923There’s also Fit Investors Walk the 1st Saturday of each month at Savannah River Rapids https://www.facebook.com/groups/551851979899690Cashflow (the game based on Rich Dad, Poor Dad) the last Saturday of the month at 8:50am - 909 Walker St (The Auben Realty office)Weekly:Tuesdays: 8:30am, Ubora - 1128 Jones St, Augusta, GA 30901Thursdays: 6:30am, Sunrise Grill - 3830 Washington Rd #10, Augusta, GA 30907Thursdays: 4:30pm – Sole - 1033 Broad St, Augusta, GA 30901Friday: 11:55am – BBQ Barn - 10298 Atomic Rd, North Augusta, SC 29841If you have any questions or if there's something I can help with, just let me know. :)

Below, I outline several incidents that demonstrate the importance of vigilance in this industry.Incident 1: Noble Capital LoansNoble Capital Loans presented itself as a Georgia-based corporation with favorable loan terms.

I think he does a good job based on my needs and I am not judging him based on price but rather the value he has added to my business.

I'm KP Warren, an real estate investor based in TN.