(im not a lender and never pretend to be lol)Front our experience, Lenders usually look at your credit report, income, and tax returns to get a sense of your financial health.

We partner with a lot of organizations that help certain individuals whether it be re entry programs, addiction programs, section 8, mental health organizations etc. with that a large number of our residents receive some type of subsidy and most are not section 8.

Money means nothing without your health, time, and family to enjoy.

First, look into the financial health of the Association.

I am in Alaska, the dark winters just aren't manageable for me anymore so I decide for mental health reasons its best to relocate.

I also have a one-page Mold Policy that explains how we will move forward if they insist mold is present or impacting their health.

My usual lendor has the health issue and can no longer fund it. 

Report each issue on a separate ticket (grass, trash, health hazards, etc).

For our clients, we separate repairs into catergories: 1) Health & Saftey - highest priority to avoid lawsuits2) Property Preservation - don't want a $500 water leak repair to become a $5k repair later3) Government Required - for city & S8 inspections4) Marketing Negative Impact - who wants to rent a "purple" house?

We also try to note everything wrong that is readily visible and then categorize each issue as:1) Health & Safety2) Property Preservation3) Marketing Negative Impact4) MiscellaneousThis can help owners make better decisions on which repairs to prioritize, especially if they have a limited budget.