With some humility, I’d like to say it’s keeping the finances separated/organized and liability protections, or everyone’s favorite question… do I need an LLC?

OP, sorry about this it is my least favorite part of REI. 

Portland ME is a favorite of mine.  

Its a scare tactic and she is trying to bully you into letting her get away with this BS.You need to screen WAY better and/or hir e PM for future tenants. 

These systems are becoming more sophisticated and (my favorite) capable, leading to improved user experiences and potentially freeing up human employees to handle more complex tasks and interactions.

Some carriers don't ask but you should make sure that you're not indicating (in the policy application that is typically e-signed) that you aren't using your property for student housing if you are.  

If you have a lot of equity and little cash flow, you may be better off liquidating that asset and reinvesting elsewhere. 

What are your favorite electronic resources for screening?

https://www.chicago.gov/city/e...

Quote from @Nick Velez: @Chris PrimaveraNothing changes if nothing changes, that is one of my favorite sayings out there.