And renter was sent an itemized list of damages which is not excessive thankfully for me but she is mad she isn't receiving the full deposit back.   

If you can concretly tie increased usage to that unit, I would give a notice that rent is increasing due to excessive use.

At the same time no matter how much excess insurance coverage you obtain, there will always be a policy exception for gross negligence and even negligence will likely be covered only under reservations of rights meaning the carrier can opt not to provide coverage. 

I expect turn over will be in excess of $5k.  

Get a bunch of bids and make a decision if its worth it.The line looks dry, why is that?

The simplified layout eliminates the need for excessive finger scrolling, putting everything at our fingertips.

It seems travel nurses demand has dried out, and now I'm at the cross roads between long term rental and mid term.  

Your HOA will likely keep increasing and because of the excessive heat, roofs get replaced more than in other areas and if the HOA is not super liquid, that will come back to you in the form of an assessment.

If there are excess losses, Citizens can surcharge all policyholders to help pay for the claims.If you have a long term rental, it is a viable and affordable option, but it should never be construed as the best option. 

The 1920s in Florida was a time of excess, immense wealth, and precipitous collapse.