I'd love to connect and hear more about your insights and how you're approaching investments in this changing environment.

Last, I want to call out that many investors, LP and GP, are losing in today's environment.

This is what will happen.There won't be the ability to get a real mark to market if you go sell each individually and recreate a BTR environment to own occ.

It creates an environment where everyone is invested in each other's success.

How to Use and Understand the Macro-Environment and Market Research to Drive Your Investments with @Dave Meyer.

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I can not fathom how you were not informed that this was a DSCR loan and you should absolutely inquire about the specifics such as whether your are IO or not and the pre payment penalty. 8.4% is high in todays rate environment, even for DSCR.  

At 4.25%, that’s a favorable rate, especially in today’s environment where rates have risen.

I would assume this is not something someone would have a goal for as their living environment, but would have to settle for it due to their low income. 

It's awesome you are considering where you want to be and flexible with that.I'd look at your high growth markets, where there is a diversified economy, job growth, income growth, population growth, business friendly environment.