If you're considering hard money loans, they can provide fast funding, but with higher interest rates and shorter terms.

It would be our second up down house hack, however, with interest rates in the high 6's, it would probably not cash flow after moving out.

NOI divided by purchase price gives you cap rate. 

I do not do any flat rate to the tenants I just bake it into the rent! 

Other companies have come in person to do it.Every year, I get new 4-point inspections on ALL of my properties and send to my agent to re-shop my insurance rates. 

Conventional loan, 25% down at ~7% interest rate How did you add value to the deal?

That said, with today's rates, every increment of extra mortgage is way costlier than it was four years ago during the sub-3%-rate Covid days. 

My friend benefited from assuming my 2.5% rate.

My interest rate and purchase price wouldn’t allow for positive cash flow unless I charged an unreasonable rent—or put about $500K toward the principal, which isn't ideal.I’m a high earner, so I’m weighing my options:Take the loss ($60K-$100K), buy another house, and chalk this up to a hard lesson learned.Refinance, put more money into it, and rent it out long-term—even if it’s not immediately profitable.Invest my money elsewhere and try to make peace with staying here for several years or just move.Would love to hear thoughts from anyone with experience in real estate, financial strategy, or noise mitigation.

Now with higher interest rates, and slower sales, the profits are being squeezed, thus an increase in risk for the potential flippers.