HELOCs are not available because they are residential loans guaranteed by individuals and what you seek is a type of commercial loan or credit line which are available to seasoned companies with proven financial track record.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

@Bob Asad I like the individual sub account method escrow account, but there are multiple different ways to hold security deposits and multiple laws in different states.

Well I've never really thought if they appreciate it on an individual level or not.Some do say thank you, some do not. 

.: The applicant needs a social security number or an individual tax ID number (ITIN).

I'm developing an AI-enabled analysis and lead generation tool for REI.  

It will cut down on the fake accounts created to promote certain individuals, markets etc.

The out of the box strategies and set ups sold will never replace customized AP/Tax strategies based on individualized circumstances. 

Best bet would be a “partnership” with a monied individual looking for a high risk/high return passive investment with you providing the “active” part.  

When we built up the triplex, we set it up so that each of the 11 rooms can be rented out individually (all BR, except 2, have their own bathroom behind an electronically locked door).