The primary key to success in investing is discipline.

@Kyle Marek given the fact that you seem like a disciplined person, I would consider raising your $3,000 limit and keeping your monthly expenses the same and paying in full every month.

I have a couple other reading lists that pair well with real estate investing and running a real estate business (two distinct disciplines!). 

Charlie, congrats on your hard work and discipline. 

I have friends making significantly higher incomes in that region (late 20s/early 30s) who are not able to save a penny.Sounds like you have the discipline.

So you should be focused on staying disciplined to your investment criteria, whatever that may be.

Continue at your meetups, investigate a few investing disciplines...be prepared to love them all when you first hear of them.Post on BP, go to your local REIA.Bring value, what can you do for a seasoned investor?

Whether it's reaching out to certain people, analyzing a number of properties, or even picking up a new book.What I've heard from a lot of successful people, whether in business or sport, is that motivation means a lot less than discipline (which, I suppose is another way of saying persistence!).

Ignore the hype about OPM and stay very disciplined in your investing and have strong goals.

I look at my nervousness as a good thing because I am a generally disciplined person and feel like if I’m not as comfortable I will be less likely to make mistakes but that’s just me.The house is 1280 sqft. 2 Bed 2 Bath.