However, if I wanted to sell a building (let’s say for example sake) in two years, I would have to pay the liens or try and have them discharged.

Conventional loans require 4 years from discharge date.It all comes down to what is your credit score, how much are you putting down and what type of property are you buying to see what is the best option.

There were a couple of people that I knew of that complained that they "didn't sign up to go to war, they only wanted to get money for college" They were quickly "encouraged" to get their mind right and those that didn't ended up with a discharge that was not an honorary discharge and they ended up not getting any money for college......let alone qualifying for a VA Loan.

I also have “Water Back Up and Sump Discharge or Overflow” coverage, but not sure that is relevant.Do you think the dwelling coverage of my home insurance will cover it?

(ORDER OF DISCHARGE)Then the paper trail says that HSBC asks and is granted the motion to Disolve Lis Pendens, Dimsiss Complaint and Release The Orginal Documents.I read the papers over on these and was wondering does this mean my family member still owns the house as the court house shows the title is still in their name and does this mean they own it without the loan attached to it any longer since they filed bankruptcy and the bank charged it off and asked for the complaint to be dismissed?

I replied that they did file bankruptcy before they ever missed a single payment and that their home was not included ( of course BOA already had the discharge papers that i faxed them in the very beginning) and that I had written approval already for them to be in the program and do the short sale.the negotiator hasn't responded to me - sent email and left voicemail on feb 9, 16 and today.

I called the clerk of courts and not surprisingly, they tell me that they file like that all the time and the only way I can get it discharged is by having the GC file the discharge release.  

@Veronica Veiga If you're travel nursing and get both of your units rented and is cash flowing you could possibly get a servicing company to show that the debt is being "serviced" (Paid) by other parties and would not count as debt against you.I have no experience doing this myself but it is the root how a buyer can purchase a house Sub to (subject to the existing mortgage) and have the seller still qualify for a new loan in their name despite having not discharged the previous loan.

No one has ability to file bk that makes a difference, and bk on your record whether discharged or not is last case worst worst case scenario.

You'll also likely require putting additional sheetrock on the ceiling, and a rear egress from the unit that discharges to a public right of way/street (if you don't have this--like your building is connected on both sides--you'll need an easement from the neighbors, which is another additional expense).