I found the key is to go into one of the local Secretary of States offices. 

The way I interpret the following policy clause is that so long as the property is defined as other than "VACANT" which is the case when the property is being "constructed, altered or repaired", the 30-day time period and vacant status does not apply in this instance: We do not insure any loss at your premises if your dwelling has been vacant for more than 30 consecutive days immediately before the loss and the declaration page indicates an occupancy other than “VACANT“.

Welcome to the wonderful world of real estate!

Additionally, your brother would inherit your cost basis in the property, which could result in significant capital gains tax if he sells the property later.

I usually assume it will take 60-days to lease up.

There are multiple potential strategies it's just really going to depend on your personal situation. 

With no renovations required, we leveraged market demand to quickly resell the property the same day for $85,000.

I asked to cancel a bed frame and I did not get a  confirmation until I followed up 3 days later.

These days most PMs don’t involve their clients in Tennant selection.They’ll get photos taken. 

I even bought 3 properties in one day using the HELOC to fund the down payment on each of those purchases.