Refi: The piggyback HELOC is a good tool for quick access to capital, but since it's been delayed and you're already tired, it might be worth waiting for a combined refi and HELOC.

The ways involve a combination of undefined tech innovation and customer willingness to engage in unconventional transaction methods.There is options now, today, for buyers/sellers to transact real estate for 1% and less of the total transaction $. 

Grow a pair and dont take any crap. 

I used a combination of leveraging my business line of credit, HELOC and partnerships for my first couple deals before adding in private lenders. 

.$8kish / year or so on routine and reactive maintenance combined which should include your cleanings, lawn care, maintenance calls ect. 12% per month of gross rents should be a good estimate if you want to look at it like that!

I have some ideas about how to make this possible (partnership, private loans, refi/heloc, or combination)...But what would you do in my situation, if you were starting your portfolio from the beginning in 2024?

Can’t remember the exact figures but the U.S. and its close allies have 10x the amount of gold than all of the BRICS countries combined.  

The combined transactional costs alone between the purchase and sale are going to be north of 10% of the transaction value.

Also in your strategy lay out the combination of cash flow and or appreciation.  

I am not the one making the payments, but it's still on my credit report.My limited income, combined with being a co-signer on the loan, results in a less-than-ideal DTI ratio.Under these circumstances, what type of loan or lender should I focus on?