Florida, Texas, Arizona, and Southern California are leading examples where strong demand, warm climates, and economic growth contribute to steady year-round activity.

Having an open conversation about any possible contributing factors, including outdoor exposure, could help resolve the situation.

Yet we sat here working off the previous notion?

Consider the extra expense a capital contribution to the equity provided these are in good locations. 

.- because the USA has contributed more to global warming than any country and has prospered from it. - some otherwise smart people do not believe humans are contributing to global warming.  

Additionally, the increasing cost of living in Florida is definitely contributing to the problem.

Since getting more involved with BiggerPockets and learning from other investors I’ve been thinking more about that notion of working “on my business instead of in my business” and how I can systematize my processes and information to free up my time to be more productive. 

They can contribute half the purchase price, half any equity, half any money you've put into the property etc.Then have an ironclad partner ship agreement. 

We’re excited to have you here and look forward to your contributions!

If you are over these amounts, you can do a backdoor contribution, which is contributing to a Traditional IRA and then immediately converting to a Roth IRA.