My goal was to conservatively beat rent and at least breakeven after move-out.

This way, you conserve your cash for other investments.

they're going to estimate conservatively to try to protect the lender. 

You will just have to harder and run the numbers conservatively.

It promotes conservation.  

Typically, the deal has to pencil out with conservative numbers in order to qualify. 

I do agree the conservative W2 earners who go about their careers responsibly setting aside retirement funds are best suited to be LP investors but I do not believe most syndication students are deciding between trying their hand at being a GP and making an LP investment.  

First-Time Home Buyer:Some lenders might be more conservative with first-time home buyers, asking for higher down payments or additional reserves.

You need to surround yourself with the right people, be selective with your project choice and be conservative with capital disbursement. 

Always be conservative on price..