I don't operate in that area, but I know how confusing zoning can be sometimes. 

Financing shouldn't be an issue.This hasn't been the only issue on listing information that's been incorrect/confusing. 

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Additionally, don't confuse a renter's policy with a rental dwelling policy.

I think they are confused as to what management is, but it's better they let you know than just hand you bills that you didn't know about.

I was a bit confused myself and thank you for the explanation.

Then someone said I could only MTR/STR if I'm living on the property have it qualify as a SFH with an ADU - I'm confused. 

While substantial financial benefits are available, it's essential to meet IRS criteria, keep meticulous records understand depreciation, and stay informed about local regulations.When considering a Cost Segregation study, here are a few things to consider:https://www.biggerpockets.com/forums/51/topics/1206189-cost-...Not to be confused with the STR loophole which requires an average rental period of 7 days or less and doesn’t require “substantial services” to be provided. 

That is why I posted the case reference above to prove it.I am a bit confused on your statement.

I'm really confused on what to do.