If the only MFH options you're finding are in areas you're not comfortable with, it might be worth focusing on a duplex in a better neighborhood.Saving up for a larger property later is a valid approach too, but keep in mind that real estate tends to appreciate over time, and waiting might make it harder to enter the market later.

It really depends on the investor, their comfort level and goals. 

Does that make you feel comfortable?

Get out of your comfort zone.

It's comforting to know I don't have to obsess about reviews. 

Get out of your comfort zone.

Trade some comfort for financial stability.Part of attaining financial success is being simultaneously optimistic and paranoid. 

You can really pick where you want to be on the "comfortability to profitability" scale here where I felt like those options in most markets were limited. 3) it's a great place to live all-around.

You don’t have a large enough portfolio of houses for a lender to feel comfortable without a personal guarantee. 

Given today’s interest rates, a highly-leveraged arrangement (where you’re putting 3% or 5% down) probably isn’t going to generate any cash flow, so unless you’re comfortable with injecting money into the deal every month, I’d recommend accumulating more cash before you start investing.Generally speaking, a good place to begin is when you have enough for a 20% down payment, closing costs, and 3 to 6 months of reserves.