Following this, both the Average Nightly Rate (ANR) and occupancy experience a slowdown until the beginning of February.February - Marked as the high season, February consistently stands out as one of the best months due to favorable weather conditions in Florida and colder climates elsewhere.

Yes, cold winters (and also all the rain) in Pittsburgh will degrade a building MUCH quicker than in a warm, dry climate.

We also do not really want to go down the whole personal guarantee, W2, tax return, credit score route... or is this something we will have no choice with without hard money in this climate?

We purchased two properties in Upper Peninsula, MI that each need extensive work  - foundation to roof.This is a growing town with outdoor activity and climate migration its primary draw. 

However, I've done it now on 3 occasions at properties - at a minimum, you need sq footage (to size your unit), need to know your climate zone (there are diff climate zones for the US, according to HVAC), and need to know your equipment.  

Do you drive in the snow or do you live in a hot climate.

I do believe it's probably a question of 'when', not 'if', but at the moment, I don't see how that prototype saves any money, considering running wiring & plumbing with solid concrete walls (you'd likely furr over them with conventional stud framing, and would be building 2 walls instead of 1), meeting energy codes in different climates, envelope tightness, and satisfying aesthetic preferences. 

.- Investor-Friendly Climate: Columbus has relatively manageable regulations and property taxes, making it attractive for real estate investors.While investing out of state does come with its challenges, such as property management from afar, partnering with a local property management company can help ease these concerns.

Most carriers would non-renew in this climate to take it a step further. 

But the pex piping is a plus in my mind especially in a cold weather climate like CO.