My name is Paul Willis, I am a doctor in Los Angeles, surf on my free time, and am currently beginning to process to become a buy-and-hold investor. 

I don't make a huge amount of money like a doctor or lawyer.

Me: I am a traditional Chinese Medicine doctor + clinic owner, surfer, world traveler, and mama (/servant) to an especially lovely Kelpie pup.

I am starting my fourth year in medical school this summer, and will be applying to residency programs this fall, interviewing through the winter, and will find out where my girlfriend and I will be starting our lives as doctors in the early spring.

Instead they work for someone else, trade stocks/bonds on their own and are very good at what they do and enjoy it (read get paid well for their skills).I also know people who never have worked for someone else and make as much money as a doctor would at 30, running their own company, with zero debt or college education.Personally I’m somewhere in the middle.

I am contributing my maximum to 401k with a 6% match and a Health savings account to use for doctors visits.

Yes, there's broke college girls on there looking for a guy to pay her regularly, but, there are also business women, doctors, etc, who also realize the need to trim the fat.

There are many different people wanted houses in different neighborhoods, a doctor and a truck driver are likely to want very different product. 

Long story short, Wife & I were planning to visit her family in Vietnam for entire month of August (cleared my work schedule) but recently learned wife is pregnant and her doctor & CDC do not recommend pregnant females travel to Vietnam due to risk of Zika Virus.

I was telling my doctor about it and he said he had 300K to invest and was interested in helping us do the whole thing over again.