If you have your business incorporated or at least a DBA Versium I've been told Versium is a solid choice for skiptracing. 

use STR reports it's more representative of major hotel markets and hotel inventory. find hte right brand. we just did a 150 page report on one development site.

The liability coverage is way better, the building coverage is often better, and commercial policies typically cover loss of business income as well, which a homeowners policy isn't going to help you with.California + wildfire area + STR is super tough. 

I haven't spoken to the county yet, but will make that phone call today.As far as financing -- I was leaning more towards getting a business line of credit or using a business credit card and rolling it over to interest free cards.

I'm self-employed and did not know if my business was going to be shut down due to the virus.

Two are for businesses, one for commercial property, one for residential property.

That's just the nature of this business. 

Do you work with any specialty tax firms to help us small business owners get access to R&D tax credits, cost segregation and other specialty tax credits?

Unfortunately, the only guarantee in this business, or any business really, is there are no guarantees of outcomes... ever.  

They lower taxable income for federal taxes but not for FICA.However, employer contributions made by the S-Corp are not subject to FICA and count as a business expense.Make sure your W-2 correctly reports wages, deferrals, and FICA wages.