Or are we talking holes dug everywhere, plants/ shrubs killed, no grass just bare dirt?  

That is a great point as well, I have noticed there are a lot of Accountants/Bookkeepers out there that have no idea what they are doing with Real Estate and they think it is like other types of business, they charge based off those businesses and find out they have to do more work and Real Estate needs more details and separate reporting and they do the bare minimum which ends with an investor having to pay someone like me to clean up everything and get them back on track.

The people that barely had enough money to put gas in their car, to get to the seminar.

You get repeat guests who book directly from your website by EXCEEDING expectations, not barely meeting them.  

low inventory of houses...I can barely find a multi family on the market right now

Box A is direct lender charges, box B are things the lender is making you get that you cannot shop for (for instance, the appraisal or credit report), and box C is closing costs that you can shop/control- Lenders can move things around between boxes A and B to change the way costs appear.

It's just an *option* that someone could choose to protect their cashflow when they have other properties that are only barely making money.So you think that capex, maintenance, and vacancy should be 45%???

The overwhelming majority of those people are bums that can barely afford a cup of coffee.

Instead they have worthless, patched, barely livable trailers, complete eyesores.You need to call your local building permit office and see what their requirements are for homes.

I guess I am in the wrong so my bad on this.Perhaps I am coming from a perspective of a conventional strategy where banks  barely interact with their borrowers and treat them like a statistic on their Excel spreadsheet - again my bad on this.