Millions of homeowners would then be underwater on their mortgage - owing more than it is worth - and would likely foreclose / declare bankruptcy, creating a credit crisis, unemployment would spike to 10%+ and on and on… No, no the price of homes, and really everything we pay for, is here to stay.

Ko I actually wanted it added the credit bureaus to hopefully increase my credit score due to the fact that I did previously file for bankruptcy.

Applicant receives partial S8 support and applicant's credit report shows recent late debts, judgments, bankruptcies, etc regardless of the credit score. 

Also, the houses I own are relatively new; <10 years old in a bedroom community, and they were previously owned by one a married couple who didn't divorce, file bankruptcy, have liens against the houses, county easements, etc.

the bankruptcy could be tricky but happy to see you are willing to do a low LTV. that will def improve your chances of qualifying.

One lost deal/repossession/bankruptcy and credibility is damaged.

If the seller files bankruptcy in the future you have to prove to the court that you bought the house fairly.

When you run out of everything he can do, file a skeleton bankruptcy filing.

She had a recent bankruptcy claim and some of the other applicants were more qualified.

Then there would also be something about the original closing attorney E & O insurance, except that that attorney filed bankruptcy, due to one of their partners embezzling funds.......I might try to find out who now has the files - bankruptcy trustee - and whether they have access to those closing files and see whether there's a water lien query in the file, which was answered with 'no outstanding water bills' from the water company