This simply establishes an annuity of income at different levels for different periods.

I understand amortization, interest rates, etc. and how they influence payments of an annuity.

412i, you can have an indexed annuity linked to market gains without any of the negatives of investing in the market (some indexed annuities are bonusing 5-10%) with a combination of permanent whole life insurance that you can take streams of income from.Here are some great items about this plan Something to think about...

Probably not over the term with the amount of money you have to work with.It gets more complicated if guaranteed annuities are built in or life insurance.

Have you been paying more than the annuity payment for the loan?

Some concerns to consider might include, annuity income.

(A discount factor of .8333 with annuity like receipts of 450,000 per year for 4 years)Option 1 can yield 1.5 mill in today’s dollars.

The interpretation gets a little sticky.IRS Publication 590Prohibited TransactionsGenerally, a prohibited transaction is any improper use of your traditional IRA account or annuity by you, your beneficiary, or any disqualified person.Disqualified persons include your fiduciary and members of your family (spouse, ancestor, lineal descendant, and any spouse of a lineal descendant).The following are examples of prohibited transactions with a traditional IRA

Hi, I like to think of a reverse mortgage as a single pay or installment payment reverse annuity.

Bringing in a charitable remainder trust to fund or even an inusrance policy/paid up annuity will be beyond the scope and capability of a mortgage originator, especially afetr 6 hours of training.