I live in Miami, I took advice from some of you knowledgeable gurus and decided not to invest out of state but instead to invest in more affordable cities in Florida.

I’m based in Miami and would love to learn more about foreclosures and off-market property opportunities.Thank you Manuela @River Savaun

Florida: The Paradise of ExclusivityFlorida remains one of the most coveted destinations for investing in luxury properties, not only for its beaches but also for its favorable tax climate (no state income tax) and glamorous lifestyle.Miami: Miami is the epicenter of luxury in Florida, with its combination of tropical climate, white sand beaches, and a vibrant cultural scene.

This year we had a heat pump cleaning, testing refrigerant charge (didn't need any added) and a capacitor replacement, bill was $157.05, factor I consider are the age of the existing unit, if it needed a charge, potential leak, cost of refrigerant (over the years there have been many varients of the type of refrigerant). 

Others may have had a good experience but we would have been better off lighting our money on fire to heat out our home.

For now I am looking in the broader Miami area, since I would preferably house hack a duplex and need to be somewhat close to my main work.As for questions I think the biggest unknown right now for me mostly revolves around the timeline and order of steps.

Wow this thread has gotten heated. 

Miami, Florida10.

If she sticks with jobs in areas like LA, NY, and Miami there are plenty of job opportunities to stay there long term.The student loans doesn't bother me as much as long as you can afford it.

-Own a rental in Miami/Ft.