past performance does not guarantee future results.

In that case, some carriers will perform an audit of agents on the brokers policy to see if they are over the 25% threshold. 

I recommend manually digging through comparable listings, it can be super helpful, especially if you can see their booking calendars and amount of reviews (gotta check the actual rental performance, not just the listing!).

I foresee us being stopped dead in our tracks due to mutual insufficient credit scores in the near-future and the inability to perform a cash out.Any input would be much appreciated.

I would need to buy 3.5 more single family rentals (of the same CoCR performance) in order to match the income forgoing a mortgage. 

DFW is being hit over the past 6 months as one of the worst performing markets in home depreciation in the country.

I have tons of experience inspecial assets from inside of banks and I run a company that does, among other things, purchase non-performing loans and work them out (for all you that are trying to purchase them, we're not sitting on any right now...just saving you the question).

This perspective is quite common in the MF sector, especially where sales comparisons are largely based on the asset's condition and financial performance (NOI which leads to a cap rate).When comparing two properties with similar capital expenditure needs, the industry standard is to evaluate them based on a cap rate.

Usually, a seasoned, experienced real estate agent or broker could also provide insight to current market rules and the local sentiment regarding STRs that might influence future changes.Some markets have no restrictions. 

LLC structure will (theoretically, at least) protect you personally (as well as your other assets) from liability arising from the subject real properties, EXCEPT for acts you personally performed.