15 degrees is the temp threshold for cook county/chicago. 

Inspector out again, won't clear because the temp in the duct next the furnace is 92 degrees, 38 feet away in concrete runs, it's 78 degrees... house is warm and comfortable, furnace operating as it should.

I can guarantee there is a market for it: traveling nurses, executives, people between homes, temp workers, construction crews, etc.  

Second, figure out who your clientele is in the city. it will be different if you are attracting nurses, relocators, insurance housing (or temp housing), or digital nomads.

@Steven OMahoney, for reference regarding your HOA fee, my Tempe fourplex costs around $200/mo for water/sewer/trash and another $100/mo for landscaping.

If you think about it, that is exactly how any business owner would go about hiring a temp employee.

The "hot" areas are Tempe/Chandler/Gilbert.

Move in with a relieve and sleep on their couch for free (or $100 a month) as long as you can, and help out around the house as needed.Cut the grass, cook dinner now and then, fix the washing machine when the belt jump off, etc...If out have to eat out, eat at Taco Cabana (or similar good nutrition for cheap price) and always get the specials--no soda just drink free water.Get a second job or  temp job and work as much as you can and save up more than the needed next down payment.Do not spend money any new things, just save it all.Maybe a year or so of that will put you in CASH positive situation.Cash is King--Get Some--and get free,Good Luck!

We do build connections with temp housing agencies and we have years of experience behind our pricing strategies to maximize income for our owners.

I think Mesa, Gilbert and Tempe are great.