How much cash have you already injected into the deal including soft costs like architectural fees, permitting, etc...that you can document.

Also, I am NOT a CPA, but we have seen certain accountants help people get the payment excluded as soon as the next tax year by including it in the P/L for a business - so may be worth having that conversation with yours.   

We are a capital partner and move like no Lender can move. thats where the great deals are going or at least what i see as its my day job LOLPS  in the old days  the west coast buyer had to get pre approved by the west coast mortgage lender and that included an appraisal up front so we knew the numbers would work then when rehab was done the mortgage brokers simply had the appraiser do a 442 update and the file closed. 

Making some assumptions on this quadplex it would finance approximately $3000 per month including insurance and taxes.

Tips include looking into the area, finding places growing, checking rent prices, and looking at loan choices.

After removing the mold risk and opening the walls we found moisture coming through the foundation showing improper foundation work done over time, including wood foundation being used in the rear.

Financing options include FHA loans, conventional loans, portfolio loans, DSCR loans, and Florida first-time homebuyer programs.

Specifically, it looks like you’re including PITI and HOA dues in your expense assumptions, but what about maintenance and repairs?

I was under impression that property tax was included.

I'm confused about what exactly gets included in the operating expenses that are used in the DCR calculation - perhaps there's some variability?