to enhance their lives.

If it is already installed, in good condition, and doesn't hurt (or even enhances) your ability to rent to good tenants, leave it.

I believe that the leverage that I get greatly enhances my return on equity, and that with careful management, I can still cash flow safely after the mortgage payments are made.

Learning seller financing and submitting multiple offers(the right way) can enhance your career substantially.

You will not enhance your standard of living from a 401k.What if I took that same money and put it into something that could pay me now AND pay me later?

;-) Tim you would make it seem like i dislike america, i don't i love this country, i served in the navy for four years to do my part.I honestly like the old american idea where we don't intervene in other countries civil wars etc. we have two huge oceans to keep away terror from our shores, that worked for quite sometime and when that sovereignty was broken on 9/11 we should have went for the true terrorist.

We would have watched the coverage on TV, talked about it, and then quickly moved on, just like the Madrid train bombing, the Mumbai attacks last year, the Qahtaniya bombings in 2007, the Mumbai train attacks a few years ago, the Beslan attacks, etc.In all of these, at least a couple hundred people were killed and hundreds were injured, but other than during the TV coverage of the attacks, Americans didn't really seem to give it much notice.Or how about the fact that a couple hundred people in Iraq are killed every month by terrorism.

This site has provided me with hours of reading material and very good info I plan on using to enhance my retirement.

I don't know your specific market but I believe that would be extremely difficult to cash flow with numbers like that after expenses.Owning rental property is a capital intensive business and not having adequate reserves could lead to making bad decisions.I would spend some time on BP reading about the 50% and 2% rule when evaluating properties as well as discussions that outline the true costs of owning and operating rental property.I would assume that want to get into owning rental property to enhance the quality of your life.

I sealed the slate before putting the grout in, and intend to seal/use an enhancer in a few weeks after its dried out.