Smart move leveraging hard and private money for flexibility, and congrats on the above-listing price escrow—shows strong demand for a well-renovated property!

These factors typically indicate strong rental demand and potential for property value increases.

Use this experience to work out the kinks and build a strong boots on the ground team.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I wasn’t thrilled about paying more on top of the base cost as well as you.

With your income and plan to pay off student debt, you’re in a strong position.

@Jerry Zhang, Gino's suggestion is a strong one.Why guess? 

Appraisals aren't based on potential.

A HELOC carries a higher rate over a shorter amortization usually 10 or 15 years and a mortgage carries a lower rate over a 30 year amortization offering a lower payment.You have to run the math in each scenario because the math differs based on a few things like Fico score, CLTV, Loan size, and time frame between purchase and refinance of new property.

Occupancy has remained strong and PadSplit is hitting new booking records regularly.Here are some articles to review in the meantime:1. https://www.padsplit.com/host-resources/news/how-affordable-...2. https://www.padsplit.com/host-resources/news/why-padsplit-is...