That would be more of a time capsule then an Easter egg, I suppose, but same general idea.

Also, vacancy budgeted at 5% seems slim to me, but I don't know the current/past vacancy rates or the area the property is in.One thing I notice is that your template specifically states that if the property is 6+ units your capex should be budgeted at 10%.

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First of all the chances of a property not hitting the mls prior to you seeing it is slim and none.

Cashflow is slim but it's doing enough that I won't be selling it any time soon.

Bankruptcy can have a property divided, limit security interests and do a "cram down" reducing amounts owed, slim possibility, you can ask a BK attorney. 

If you don't, speaking from experience, the likelihood of the borrower paying you is slim to none.

I agree with you, alternatives are slim, doesn't mean following bad information or schemes is the best route.I never took a guru course in my life, I'd say I have a pretty good grasp of notes.

On the slim chance this is a real scenario I don't see how keeping it around will add any value to BP.

Slim MSZ-FH09NA (3/4 tonne) or MSZ-FH12NA (1 tonne) which are the most efficient units on the market  {3/4 tonne: HSPF 13.5, SEER 30.5; 1-tonne: HSPF: 12.5, SEER 26} at the moment).