The numbers showed that option 2 closes the performance gap as I approached my target retirement age (65+) and exceeded it in retirement.My calculation does not factor in equity appreciation - just compounding of present value.I like the fact that option 2 gives me income while waiting for retirement. 

Hi Adam,I've always been a real estate guy but exposed my personal portfolio quite heavily to a regional bank ETF.I guess time will tell if I'll be a "Hero" or "Zero" lolCome on you Fed and reduce those rates 😁Real estate is and always will be my bread and butter tho.You can't beat the safety of a "brick and mortar" investment per se.My best advice would be if you are going to go down the path of investing in out of state rentals to have a growth mindset.Buying 1 or 2 isn't worth the risk or hassle and you might as well invest in your own back yard.10+ years in the industry and my most unsatisfied investors are the one's that build smaller portfolio's.If a property goes vacant and takes a few months to get it back performing, with a small portfolio that could impact cashflow of 30-50% for that year.Our investors that own 7,8 or 10+ properties, don't even feel it if 1 or 2 go vacant.Just my opinion and wishing you much success

If does not work, then deed back the property to seller and using a title company perform an executory contract.

In order to get pre approved all the lender looks at is your credit, assets, properties performance and you have to own a property as primary or investment you cannot use DSCR loan product if your a first time homeowner. 

Too many influencer types.

The developer will perform per the workletter in the ground lease that details out HOW the out parcel pad is delivered to McD.

She wants to sell you 4 rental properties right at market value despite the fact that none of the properties are performing anywhere near potential.

Ensure that you perform your due diligence on all of your vendors.

Right now rentals are performing well in Carnegie, Bethel Park, Allison Park, Mckeesport, Murrysville and Apollo.Wherever you are considering investing, I would strongly suggest visiting the area in person first to get a lay of the land.

Investors will say you made more money, but nobody ever calculates what they’re hourly wage was to get the enhanced performance.