@Jose QuinonesVA loans include advantages such as no down payment, lower interest rates, and increased cash flow potential for house buyers.

obviously it would have to be no income verification lender. i understand that the interest rate might very well be higher. i have good credit and an impeccable payment history. im looking to consolidate and pay off debts other than the property. much thanks in advance 

Quote from @Christian Gibbs: We are in a unique situation where the market seems to have hit a peak with rent rates.

Spend LOTS of MONEY on mass marketingThe "rate locked affect" is limiting a large portion of the market and stopping transactions from happening.

But I suppose it is doable in certain pockets of the city given the interest rates are low.

At any rate, Avery I'm curious to see what you come up with and the forum's input.  

A house is a basket full of commodities, and all the parts inflate at different rates.  

Might even get your a lower rate if it increases your downpayment percent. 

Residents tend to be drawn to that area because of the higher rated schools and proximity to restaurants, malls, etc.

Rental houses in your own name will be harder than an owner occupied house, but you may find a HELOC or fixed rate line at a local community bank, a credit union.