These men made money with and profited with someone else's money.

Full time handy men are a good sign they never got their act together to be licensed. #4 Not getting 3 Bids: Get on this ASAP and do not procrastinate.#5 Assuming the lowest Bid is the best Bid.

Would love to eventually remove these “middle men” from the equation. 

What's with men being so gladly subordinate to women?

They would send the handi men over and do the visual inspections, giving me a heads up on everything.  

In China they have found that the majority of the deaths were older men, that smoked heavily and people that were very obese. 

I see it time and again, wholesalers telling others to get with another wholesaler and "partner" with them creating two middle men in the transaction as if one is not already enough.

Not being on the credit report just mens it hasn't been reported.  

Then I'd affiliate with Oxford House Sober Living organization for some help with oversight and infrastructure but essentially would rent our all 5 bedrooms as double occupancy for men only and charge $150/week per bed. 

She also runs the "Women's Investment Group" which is open to men too.