They do qualify you based upon the cash flow of the property, but they have high origination fees, prepayment penalties and higher interest rates than conventional.  

Trustworthy in a way that they're fair in their fees and won't try to price gouge. 

From experience, you definitely want electric and gas submetered as tenants will abuse a flat fee.

Also, did SBL mention what their management fees were?

Additionally, to be licensed GC for residential work in Cincinnati, you simply complete a form and pay the fee.  

Competitive interest rates and fees?

Can I pay the management company I set up a mgmt fee?

Also, you can seek an exception from most DSCR lenders and they get approved at a high rate, it will just come with an increased origination fee (usually .5% for exceptions) or a interest rate add on. 

What are the fees looking like?

You will pay higher financing fees etc.