You are missunderstanding this my man.You are not competing with the agent, nor are you competing with the $300K the agent is promising her.What he needs to do, is find out whether the seller is truly motivated or not.If they are, you explain the advantages and disadvantages are when it comes to listing vs a fast cash offer.We are indeed not for everyone, but we are for someone.The 300K is completely irrelevant.

., and you cannot be at a greater disadvantage than living abroad.

And you the buyer are at a disadvantage. 

So my thought is if you want to try something like this, you will be at a significant disadvantage to other buyers who are competition for the same property. 

The main disadvantages would be the up-front cost to becoming licensed, the fees to maintain your license, caps (different per brokerage), the amount of time it will take to get your license and the amount of time it'll take away from learning more about investing/doing deals.

They just have their advantages and disadvantages. 

@Amber GazzoloFor buyers, owner financing has a number of advantages and disadvantages that should be considered before entering into the arrangement.Pros for BuyersFaster closing: No waiting for the bank loan officer, underwriter, and legal department to process and approve the application.Cheaper closing: No bank fees or appraisal costs.Flexible down payment: No bank- or government-required minimums.Alternative for buyers who can’t get financing: A good option for buyers who are not able to secure a mortgage.Cons for BuyersHigher interest: The interest you pay will likely be higher than you would pay to a bank.Need seller approval: Even if a seller is game for owner financing, they might not want to be your lender.Due-on-sale clause: If the seller has a mortgage on the property, then their bank or lender can demand immediate payment of the debt in full as soon as the house is sold (to you).

As a first time home buyer my biggest disadvantage for my girlfriend and I is saving up for a downpayment.

I know that both have their advantages and disadvantages.

Hi BP community,Disclaimer: I know each city has its advantages and disadvantages.