The stock market has predicted 7 of the last 3 recessions - Paul SamuelsonThe market will do whatever is necessary to prove the majority of experts wrong - UnknownYour employees will treat your customers the way you treat them - Fortune MagazineI much rather regret the things I did than the things I didn't - Lucille BallYou can take my factories, burn down my buildings... but give me my people and I'll build those businesses right back - Henry FordA problem well defined is a problem half solved - John DeweyFor the same reason the pilot of this airplane keeps the engines running after we're already in the air - William Wrigley, Jr. during a flight with reporters asking why he continues to advertise even though he's the number one brand of chewing gum

The same thing I think about Global warming, N Korea/Russia/Iran launching the nukes, ISIS coming over to the USA and killing us all, etc., etc. 

The USD is the global reserve currency2.

The Issue of DTI depends on your specific situation unless a person here is a loan officer and has reviewed your entire scenario, how you file your tax return, your rentals, and your income sources the answer you receive will be lacking.Regarding commercial they dont use DTI they focus on DCR or debt coverage ratio which is essence is another ratio that focuses on income to monthly mortgage payment as opposed to total personal expense to gross personal income (Debt to Income - DTI).Most commercial lenders will look at the systematic risk of your entire financial scenario not just personal or property, they call it "global cashflow."

I worked for a large corporation's Facility Management division, and now work for a global software company who specializes in Real Estate Software.

Typically it's the greatest expense for any family," said Chris Lehane, head of global policy and public affairs for Airbnb.

I've seen good tenants start out really great and then six months or a year later just totally flake out.Whether you blame it on global warming, drinking the local water or mental illness it's just part of the biz and you follow procedure.

I currently work for a large global asset manager full-time, a large online retailer part-time, and I serve in the Army Reserve part time.

. - You can go up to 96.5% on the LTV with FHA and use up to 85% of leased units toward global debt to income.

@Rich Baer  company in CA I am thinking about I am pretty sure is called Global recoveries.. they do a lot of work for banks as well.