Here is where it gets sticky. 

I eat Ramen noodles and Spanish Rice everyday.

That said, for your loan the 5% interest rate is the sticky part, the market in a very short amount of time may very well inch past the interest rate you have on the note which removes the benefit to refinance and most lenders will deny the loan.Most of these refinance concepts will be around from now until maturity.

Tim read the response i posted to jawsette but lets just do a bried overview, the products that supported america when it was brand new tobacco, rice, indigo, sugar, then later cotton in the south who worked the fields to grow those crops.

This may be a strange way of interpreting things but Anne Rice wrote a book called "Queen of the Damned".

Sticky situation, why not show up to the door and talk to her face-to-face?

With the prices I'm getting from them, Home Depot or Lowes can't even come come close to their prices.All I buy is Sher Scrub, unless I need semi gloss for trim, then I go with Pro Mar 200.We use three colors for the walls, primarily: Rice Grain, Bagel, or Totally Tan.

And when things get sticky (not as planned), a lot of extra effort gets spent on just a few outstanding items.

But if they don't and these cuts stick, I think its going to help inflate the renter pools for us which will drive up rents over the short and long term. 

I pay $500 for the TV mount and connect my Amazon fire stick. I