From MLS Records: $148,900 sold 2/12/19: 45 Maleena Mesa St #1117$145,000 sold 7/19/19: 45 Maleena Mesa St #1127$132,000 sold 8/7/19: 45 Maleena Mesa St #713$131,188 sold 9/11/19: 45 Maleena Mesa St #1017$115,500 sold 10/7/19: 45 Maleena Mesa St #716$151,500 sold 4/19/19: 231 Horizon Ridge #215$140,500 sold 6/21/19: 231 Horizon Ridge #914$125,500 sold 8/30/19: 231 Horizon Ridge #2113$130,000 sold 9/13/19: 231 Horizon Ridge #424$129,500 sold 10/8/19: 231 Horizon Ridge #1025$119,000 Now Asking: 231 Horizon Ridge #1215$150,000 sold 3/22/19: 2300 Silverado #1131$158,700 sold 7/5/19: 2300 Silverado #2051$120,000 sold 8/6/19: 2300 Silverado #2019$116,400 sold 8/19/19: 2300 Silverado #2079

You can see when the (annualized) quarterly appreciation rate is falling below or above the annual appreciation rate, although you can also see some seasonality for low Q4 numbers..And like most areas, there is a correlation between the rate of job growth and the rate of home price appreciation..And changes in economic conditions slightly precede changes in jobs..Nothing scary on the horizon, but again, it looks like we are past peak appreciation and in the deceleration phase..

When you flip almost ALL risks are magnified because the time horizon is shorten from 10-30 years to 1.5% of a B&H.Don't misunderstand me, I DO flip.

I would like to tap into this avenue and expand my horizons.

Since we are stepping into a new horizon we want to make sure we protect ourselves in the best possible manner.

The view is at the horizon of a lot of other stuff.

I don't think you need to worry much about a peak in MF If you are a buy and hold investor with a long investment horizon.  

I definitely think a downturn is on the horizon that will affect various markets differently.

With only 20 years on the retirement horizon, do I go with a 15 year or 30 year mortgage?

You would actually have to determine what is your goal of investing, your investment horizons and liquidity needs.