I've spent countless hours on the phones of lenders negotiating loan mods, better terms and prolonging the process to keep lenders from foreclosing. 

I'm not an attorney and this is not legal advice, but from my experience and countless talks with attorneys on similiar issues, the chance of you getting a home free and clear is likely very very slim to none. 

In my opinion, that $59 (I paid $79 for Ohio) has saved me countless extra hours trying to decipher what's all in the book.

DIY and real estate are a passion of mine and I spend countless hours trying to figure out how to best start this venture for myself! 

The countless emails and hours of paperwork all for not.

Note that I have spent countless hours researching the issue and the statute and its impact have left me befuddled!

Coming from the world of finance, he said that is how it is done in his industry.My concern is that on a loss of $20k for him, I have turned down work and lost money, plus put in countless hours into a flip without pay.

I have heard countless stories such as yours from investors across the country.

fast forward to closing time: Seller fled the country. takes me 10 months and countless visits to small claims court to get a court order to permit escrow/ title co. to release my EMD back to me.

thanks guys......i must say that i have been to and on countless investing sites and forums..and by far biggerpockets exceeds my expectations and all others on the web.....just from browsing i sense biggerpockets has a somewhat REI family feel...where everyone wants to help and encourage anyone and everyone to excel in REI....I love it...Keep up the good work guys......I will definetly be sticking around.