If you are an appreciation investor and you are ok losing money each month gambling on getting it back at some point in the future, then this might be an opportunity. 

I mostly send them to spam or VM but sometimes I answer if it's a sunday morning or late evening.

❌ Building a website ❌ Getting a business line of credit (Arbitrage)  ❌ Spam Facebook groups telling people you can co-host their property In reality, NONE of these things actually matter because NONE of these things are going to put money in your pocket!!

Quote from @John Gamble: Awesome.

It's good to have a balance and not just spam things

Not much room really for rates to go down so you're only gambling on the wrong side.

And of course, no one knows where this roller coaster will go next…so it’s a gamble either way.

If you are expecting to use the cash within the year, placing your money in low-fee index funds (like a vanguard S&P 500 index) would essentially be a gamble.

For ADU, it’s a gamble getting a chunk of that money back with refinance.

Probably because of the somewhat gambling nature of the developing blockchain/crypto space.