I wouldn't be concerned at all, if there was a noise complaint I'd ask them to hold it down, I'd also be telling the neighbor they have every right to play an instrument in their home.

Treat that money like you're dealing with the portion of that persons life they traded to earn it....Well put.the owner has every right to foreclose should there be defaultConsider running the instrument you will use with your real estate lawyer . 

Leases are a business instrument.

Section 1947.3 defines "electronic transfer" broadly, essentially any transfer of funds not initiated by a check or other paper "instrument," including transfer via computer, telephone or point-of-sale contact or direct deposit permitting a financial institution to debit your account.

I hope I have been instrumental in guiding you to understanding QuickBooks a little bit better.  

An instrumentality in the judicial or legislativebranch of the government.6.

@Trinity CarrickThere is a similar financial instrument called "Liquidity Credits".

Good enough for me.Frankly I'd say leave the tenants alone - this is a proven financial instrument that doesn't need a new landlord screwing it up for minor and petty gains.

So she ended up begging me for money back and since the market was hot I let it go minus the aps. fee obviously, and in return she filled me in on the details, and i also called BOA and what do you know you have to wait months to stop a payment on a Bank Certified Instrument. 

Legal solutions tend to be blunt and inefficient instruments in such matters.I am leaving all remediation to the experts... but she is not letting anybody in the door.