You will probably be better off focusing on paying that off as quickly as possible rather than putting money in a HYSA and definitely more so than putting it in a Roth.

I wouldn’t mind the tri state.  

I would pay one of them to review the full details of the transaction and give you a road map of how to proceed before going any further.

Personally I have not had much luck with seller financing when there are agents involved - most don’t understand it and think it just makes the deal more complicated.Did you check with your bank to see if they will mind you having a second loan on the property?

My original idea was to grab a 2 family and lower the cost as much as possible I'm OK with just having a property that can allow me to pay less rent -- it doesn't have to be a cash flow out the gate. 

Whether you pay 1 point, two points, or three points or your rate is 10% or 12%. 

The course has broken website links, broken video links, and there was very little to no actual teaching going on between the student and instructor unless you would be willing to pay even more for that 1-on-1 training.

Keep in mind that these homes are sold "as-is," so a thorough inspection is crucial to identify any potential issues that could affect your renovation budget and timeline.Special Requirements:Freddie Mac has a "First Look Initiative," which gives owner-occupant buyers an exclusive opportunity to purchase homes before investors can submit offers.

I’d love to connect with like-minded investors locally and learn more about their experiences with HMLs.Thanks again for your time and help!

For me I have 3 main goals I am shooting for:1) Pay back the debt I acquired purchasing rentals this year.