Don't worry about the existing loan, unless you did something fraudulent.

Okay, he simply enters in his fraudulent PO Box and waits for said card to arrive. 

If you see this individual around, he is a fraudulent lender.

I have interest in starting some community initiatives in the area including one to combat the infant mortality issue in the area, and another to help with resume development and interview skills.

You should definitely stay away from fraudulent wholesalers and agents, and do include incompetent ones to that as well.

Or is that fraudulent?

Is this just part of the process or how have you guys combatted this now or in the past?

There are a lot of these types of lenders out there but there are a lot of incompetent ones, ones that talk a big game and then don't deliver and unfortunately fraudulent ones as well. 

Why would you want to provide a fraudulent proof of funds and tarnish your reputation?

However, we have to combat getting a good deal vs going nuts on rentals for 85% of ARV (which is what a lot of people are doing in Houston right now).