Because it was more of a commercial building before, all the ductwork is in the ceiling, the ceilings are the typical florescent lights and particle-board-ish squares you see in offices, and the bathrooms are small with those classic tiny, heavy white sinks with ugly faucets that you find in other commercial buildings (where you can see the metal piping underneath)Has anyone tried to renovate a building like this?

Including utilities in a rental agreement can be done and I suppose you can make some money for it but you are taking on additional risk for an unexpected upside.If you look into apartments, one of the classic ways to add value and increase revenue is to take a building/complex that has included utilities and break these out through a RUBS system or similar for tenant's to pay their own way.At the end of the day, consider what's standard in your market and take a business decision from there what's best for your business balancing risks with upsides.

"The Richest Man In Babylon" is a classic, but the one that helped me most in the beginning was the "Millionaire Real Estate Investor" by Gary Keller.

and classic move on the lenders part.

Yes, the "Coke Classic" version of the forums is back!

About 2 months ago, I was planning for a my 1-week trip to Pittsburgh-Cleveland-Detroit (the classic rust-belt cities) and I started networking on BiggerPockets to find good turnkey companies/realtors that I can work with locally. 

Classic. 

Honestly, it may sound overly simple, but the number one aspect to consider when buying NNN deals is the classic RE investment aphorism: location, location, location.

Absolute classic!

This is a classic hold your deed hostage play.